EGIA MAKES ENERGY EFFICIENT HOME IMPROVEMENT AND SOLAR ENERGY AFFORDABLE FOR CALIFORNIA HOMEOWNERS

EGIA, in cooperation with hundreds of California's top HVAC, windows, insulation, home performance and solar contractors are delivering low interest unsecured financing and extended terms covering virtually all energy efficient home improvement projects and solar installations. We recognize that California has been particularly hit hard by the mortgage and credit crisis. This coupled by record high energy prices has made it difficult for many homeowners to invest in necessary home energy efficiency improvements. With home values falling and lenders credit qualification criteria becoming more stringent, secured equity financing has all but dried up for many homeowners. EGIA, leveraging its extensive contractor network and nationwide energy efficiency and solar financing program currently used by leading utility companies and state sponsored resource efficiency programs around the country, has stepped up to assist homeowners during these challenging times. Typical unsecured financing interest rates available in the market today range from 14.9%APR to 21.9%APR or more. The EGIA sponsored financing program offers homeowners unsecured rates below 10% on energy efficient home improvement and solar installations. Additional program features included: Extended Terms To Keep Payments Low Loans From $1,000 - $25,000 100% Project Financing No Equity Required, No Appraisal Fees, No Closing Costs. Simple Interest Loan With No Pre-Payment Penalties Home improvements covered under the program include energy efficient heating & air conditioning, window replacement, insulation, whole house home performance measures such as air sealing and duct repair, solar PV, solar water heating, solar pool heating and more. All contractors participating in this program have been pre-screened and designated as EGIA Approved Contractors. The Approved Contractor Program was developed to identify leading companies within the home improvement industry and provide homeowners with a powerful tool when searching for a contractor. To attain the EGIA Approved Contractor status, contractors must satisfactorily pass a screening and review process including; verification of a valid contractor license, trade reference check, verification of solid business financials and be approved to offer EGIA sponsored financing. To be matched with an EGIA Approved Contractor that is also authorized to provide you with a GEOSmart energy efficiency loan, please Click Here. EGIA will be expanding this program to include other western states by the end of 2008 and nationwide in 2009.